The ownership of an apartment can be indicated by a paper share certificate (below share certificate) or an electronic record of ownership (below record of ownership).

Before the transaction

• If the apartment has a record of ownership, show the apartment printout to the buyer. You can buy the printout of your apartment in the NLS e-service (in Finnish).
• If the apartment has a share certificate, we recommend making the transaction with the share certificate. The buyer applies for the registration of ownership when the transaction has been completed.
• Please note! If the parties to an undistributed estate intend to sell an apartment that is in the name of the deceased person, we recommend registering the ownership before the transaction.

During the transaction

• Please note! Give the buyer a power of attorney to attend the housing company's general meeting, because the bill of sale is not sufficient proof of your right to participate in the meeting. The housing company will check ownership information in the Residential and Commercial Property Information System, but the registration of ownership can take several months.
• If the apartment has a record of ownership, give the buyer your consent to the registration of ownership in the buyer's name.
• If the apartment has a share certificate, note the transfer on the share certificate when making the transaction and give the share certificate to the buyer.

After the transaction 

After the transaction, the new owner applies for registration of the ownership of your apartment in the Residential and Commercial Property Information System.

See also

By answering the questions in our interactive instructions, you can check how the buyer can register the ownership of an apartment when completing the transaction. 

Information and instructions about buying and selling an apartment on the Finnish Competition and Consumer Authority's website.