I bought an apartment whose ownership is still indicated by a paper share certificate, even though the housing company has already been transferred to the Residential and Commercial Property Information System. What do I need to do?

You must apply for the registration of your ownership within two months of signing the deed of transfer or transfer of ownership. Apply for the registration of ownership from the National Land Survey. Application form (in Finnish).  

The application must be accompanied by your original paper share certificate with a transfer note in your name. You can send your application and share certificate by mail or bring them to the National Land Survey’s service location anywhere in Finland. Please note that the share certificate is a transferable security and it is important to select a secure delivery method. For additional information, see the Posti website, for example.

Based on the application, the National Land Survey of Finland will register your ownership as an electronic registration of ownership in the Residential and Commercial Property Information System and cancel the paper share certificate at the same time. Do not cancel or destroy your share certificate yourself. 

Read more about the registration of ownership. 

If the apartment is pledged as collateral for a loan, please contact the bank.